Medicare is healthcare for ages 65 and up, or if you have certain qualifying illnesses. It is from the government and comes in Parts A (hospitalization) and Part B (doctors visits)
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Part D is prescription drug plans that typically have a premium and help with the payments of prescription drugs.
Maximum out-of-pocket is the most that you will have to spend for the year for your healthcare plan, like copays, deductibles, and co-insurance fees. Medicare Advantage plans and some supplement plans have a maximum out of pocket.
You will not get in trouble for only having original medicare, however, typically it is not enough protection. Depending on your current health needs, only having original medicare will often cost you more. It is necessary coverage but it only covers 80% of your bill and doesn't have a maximum out of pocket; meaning that you will have to pay 20% of the cost of your bill.
That is where we come in. Schedule an in-person meeting if you are in Las Vegas, leave us an email, or schedule a meeting with us! We want to ensure that all of your questions are answered and that you can get a plan that works for you!
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